Micro-credit for Women Small-Scale Farmer & Petty-traders (MCWSSFPT)

Empowerment Training Aid for Women (ETRAW)
September 27, 2015
IIMGC SDS Goals
February 27, 2017
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Victoria Ifeoma Okoro, October 2015

Our Milestones, Measures of Success and Long-Term Funding Plan, if any:

Progress will be measured based on target community’s achievement of better economic status. The target population will have a positive growth oriented economic status. While giving micro loans to beneficiaries, we will capture basic information like their income status, poverty status and assets available with them.

Activities:

Agriculture:

The vast majority of rural poor are landless labourers or marginal farmers who survive through subsistence agriculture/petty trade. Majority of small-scale local Nigeria farmers depends on seasonal farming to survive on rain-fed/ seasonal agriculture. They usually have only about 200 days of work per year, depending on the rainfall. Thus irrigational farming is an unlikely option since they lack financial strength. Which is why IIMGC is planning on introducing the most needed facilities and technical knowhow for the underserved populations in various communities over a period of time.

Farming/Livestock rearing:

Activities with the farming households under our program. These farmers are engaged in sustainable livelihood such as milk production (cows), goat & sheep rearing, poultry activities, vegetable farming, crop farming and fish farming.

Purchase/collection & selling:

In local communities they collect and sell minor fruits, leaves, dry-wood, waste collection- plastic, paper, metal, glass. They engage in recycling, dung, farm-waste collection, preparation of compost, collection of grass, green manure and dry fodder. They sell to dairy farms and sell milk to small producers in towns

Production activities:

Those who are engaged in metal works and household items such as tables, chairs, pottery, craft work, mud brick making, candle making, cloth weaving, colouring, etc. Are encouraged to join our entrepreneurial training exercise to enable them access our micro-credit loans harness skills, exposure and business management.

Services:

People who are engaged in road-side painting, house colouring, tailoring, and shops such as fruit juice, tea/snacks/meals hotel, photocopy shops, laundry, driving, tent house, sound and music shop, electrical shop, TV/Radio repairing shop, carpentry, black smith, flour grinder, watch repair shop, local cassava processor are encouraged to participate in the program for more exposure, sustainability and growth.

Petty Trading:

The abject poverty in remote areas is so severe that it has resulted in many migrating in search for food. Sadly women bear the brunt the most, as can be seen even in the streets of the urban areas, which so many women fall victim of trafficking, prostitution, abuse etc. Although some end up into petty trading. These small-scale petty traders represent perhaps the fastest growing segment of the labour market in Africa, attracting the unemployed, the displaced, and the impoverished. The sheer volume of petty traders in towns defies attempts at estimating their population, since they greatly outnumber wage workers as well as ‘officially’ licensed traders, many are themselves farmers who sell their surplus after feeding their family. Yet their challenges are multiple because the number of households headed by women has sharply increased. Women are often the sole support of families that may include six to eight children and several adults.

This is why IIMGC enacted a plan and assessment program for small scale farmers and Petty traders thus by rescuing them through micro-credit assistant and entrepreneurial training to enable them sustain and grow their businesses.

1 Comment

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